Get a lending platform in hours, not months.
Latrose gives you a pre-built credit engine, bureau integrations and bank-grade compliance stack
How Latrose works
Connect once, reach every bureau
Perform credit checks for all finance bureaus with a single integration. One request
Automated and reliable decision making
Latrose provides a pre-built credit engine that automates your lending decisions. You can also customize the decisioning logic to fit your specific requirements.
Disbursement in minutes
Our finance partners can disburse funds instantly to any Nigerian account.
CBN compliant
Latrose is built to be compliant with the Central Bank of Nigeria regulations avoiding legal risk.
The credit engine for every Nigerian market
Smart Systems + Human Underwriting
Systems screens statements and documents, humans make the tough calls. The best of both worlds.
Self-collecting loans
Automatic direct-debit sweeps. Discipline beats hope.
Engine-as-a-Service
Wholesale credit engine access without bulding a backend stack.
One engine. Two vocabularies
Serve every Nigerian - from Lagos BNPL to Kano Murabaha - with vocabulary and math that respect both
Conventional
Interest based lending for retail and corporate commerce. Full CBN compliance
Non-Interest
Murabaha and Ijara contracts powered by sharia rails. Fully certified